Whether you're planning a major purchase, managing unexpected bills, or funding a life milestone, a personal loan in Singapore can give you the support you need. As a reliable licensed money lender offering private personal loans, we’re here to help you access quick and flexible financing — so you can focus on what truly matters.
A personal loan in Singapore is a versatile financing option that can be used for a variety of purposes, from major life events like weddings and home down payments to unexpected expenses and even debt consolidation.
Enjoy quick access to funding with a private personal loan — no collateral needed. With fixed monthly repayments and flexible loan terms, personal loans afford you the freedom to navigate life’s demands with ease.
With the rising cost of living in Singapore, many may find themselves needing a little extra help to stay on top of their finances. Whether you’re preparing for a significant milestone or managing large expenses, a personal loan can provide the funds you need without adding further financial pressure.
At Cash Direct, we understand that life doesn’t always go according to plan. That’s why our personal loans in Singapore are designed to provide timely, affordable support when you need it most. With low interest rates and personal loan tenures tailored to your circumstances, you can face life’s challenges head-on without unnecessary stress or delays.
Private personal loans in Singapore are offered by regulated lenders like Cash Direct. Once you’ve signed the loan agreement, your personal loan funds will be disbursed to you via PayNow or cash, and you may use the funds however you deem fit.
One thing to note is that your monthly repayments for the private loan in Singapore will commence after disbursement, based on the agreed loan terms in your personal loan contract. Always be sure to clarify key loan terms like the interest rate, loan amount, tenure, and monthly payments before committing to a private personal loan in Singapore.
A personal loan in Singapore can be used for a wide range of purposes, including but not limited to:
Speak to us today to find out how our private loans in Singapore can fulfil your diverse needs.
No, you do not need to pledge any collateral as security when applying for a private loan in Singapore with Cash Direct. Most Personal loans in Singapore are unsecured; your application will only be assessed based on factors such as your income and repayment ability — no collateral will be involved.
Yes, you may still qualify for a private loan in Singapore even if your credit history is less-than-perfect. At Cash Direct, our focus is on your current income and repayment ability, rather than your credit score or credit history.
While having a good credit history may help you secure better personal loan terms, we believe in inclusive lending to borrowers of all profiles, especially those looking to regain their financial footing.
To understand more, read our guide on bad credit loans and how we help our borrowers pave the way to a brighter financial future.
Generally speaking, you can borrow up to 6x of your monthly income with a private loan in Singapore. However, the final approved loan amount will be dependent on factors like your income and existing debt obligations with private lenders history.
You can submit a loan application apply for a personal loan with Cash Direct by taking these simple steps:
