Payday Loan

Payday Loans – Get Your Fast Cash Loan When You Need It.

We’ve all been there. It’s the middle of the month and there are expenses to be paid, or perhaps a small emergency just took over your finances and you find yourself unable to make it until the end of the month. You know if you just manage, you’ll have the resources to deal with everything – after all, a big paycheck is coming. But in the meantime, you need a way to come up with the money. And this is where a Payday loan or monthly installment loan works.


Let us help you. At Cash Direct, we are a team of experienced professionals ready to provide you with a payday loan or quick loan in Singapore. As a licensed moneylender in Singapore, we apply the best customer service practices that will make you return back to us when you are in need.

The loan you need, when you need it most

While most people think of payday loans as huge, long-term economic endeavours that people only get when they need large amounts of money, it’s not necessarily so. While large loans are the most publicized, there’s no lower limit to how big a loan can be – or at least, at Cash Direct, we don’t have one. The payday loans we offer can be as big or as small as our customers require. 


This leads us back to your specific situation. Short-term easy loans, smaller loans that will make you make it to the end of the month without putting you in major financial hardship? We’ve got you covered for providing an easy instant cash loan in Singapore as a licensed moneylender.


But first, let’s clear something up – A payday loan is basically a monthly loan, usually lasting from 1 to 6 months, depending on your loan amount and the repayment method of your choosing. You can apply for an instant cash loan at any time of the month. A payday loan is like receiving your paycheck early. Whether, your salary is running a little late this month, or if you have a deposit to make, or if you just have an emergency to tend to and need that paycheck fast. Our Singapore fast cash loan is here to help you and take away all your monthly expenses burden in just a few seconds.

Monthly Installment Loan Repayment Plans of Cash Direct

At Cash Direct, we offer flexible and affordable monthly installment loan repayments that look like this:


  • 1-Month repayment: A fast loan is taken on 6th January, your repayment date will fall exactly one month from the date you collected your loan. Your loan should be paid back in full plus interest by 6th February.
  • 2-Month Repayment: A quick month loan for payday taken on the 6th of January can be divided into two separate payments instead of paying the loan at once. And then, the repayment dates will fall on 6th of February and 6th of March.
  • 3-Month Repayment: This allows you to have the flexibility of splitting the payday loan into three installments in-between receiving the loan and having to repay it. As an example, just like in the above, a payday loan taken on the 6th of January can be divided into three separate payments to be paid once every month for 3 months. Instead of having to pay a lump sum, repayment dates will fall on 6th of February, 6th March and 6th April.

Cash Direct repayment policies allow for separate payments, and this is to enable you to have a flexible payment plan. So, if you opt for a 3 months or 6 months repayment plan, you can spread your repayments accordingly. This will help you to reduce the pressures of a one-time repayment that might be a burden to you.

What do I need to have for this loan?

Payday loans or a monthly installment loan in Singapore have smaller, but sometimes more strict requirements than long-term loans. While no collateral is often needed, you do need to show you can meet the payday loan terms. Generally, this implies you need to show proof of employment since it is tied to your employment income. We would require you to come along with the relevant documents listed here:


  • For a Singaporean citizen, just come along with proof of identification and with proof of employment documentation.

For this, our professional and friendly loan licensed money lenders who are quite ready to guide you through every step of the process. Maybe you work in the centre of town and you are wondering if a licensed moneylender is close by. Look no further, we are situated at Jurong East central, 2nd CBD area in Singapore.

What should I NOT take a payday loan for?

While a monthly installment loan in Singapore are easy to apply and receive, only good practices will provide financial stability. Hence, applying for a instant cash loan in Singapore under most situations will get you out from financial hardship later on.

Don’t take loans you can’t repay. While long-term loans, like loans for the purpose of investments, can’t have 100% assured payment, payday loans always should. You take a payday loan on the money you know you will have, not on the money you might have. Taking them on with no income insight is not recommended.

Don’t take a payday loan in Singapore for regular expenses. Taking loans for one-off emergencies makes sense, as they simply cover a hole in your finances. And, you can rearrange them over the next month or two, so debt doesn’t grow. This doesn’t work if you need a payday loan every month to pay the power bill, however. 

Don’t take several payday loans at once. Some people actually do this! Applying for an instant cash loan in Singapore at several places, and then taking all of them. This usually leads to premiums they can’t pay and have not one, but several people to respond to. 

How fast can I get my payday loan? Our processing times are fast and straightforward. Our instant cash loan approval processing is completed within 20 minutes by the loan officer. You only need to come with the necessary documents to make this possible.

If you have any questions or doubts about our payday loans, feel free to contact us. We’re always open to meet your needs.