From startup funding to SME expansion, our business loans are designed to support your needs at every stage of the journey. As a legitimate money lender familiar with the challenges that growing businesses face, we offer reliable SME business loans in Singapore that empower you to seize opportunities, manage operations, and scale with confidence.
In today’s fast-paced business climate, having access to timely and reliable financing is crucial for staying competitive. With our SME loans in Singapore, you can finance your various business-related needs, from easing cash flow and managing payroll to expanding operations and investing in equipment.
We’re a legal money lender that offers unsecured business loans for SMEs, startups, and established businesses with no collateral needed, giving you the flexibility to act quickly without tying up your assets. Enjoy quick approvals, easy repayments, and transparent business loan terms structured around your business’s cash flow cycle so that you can maintain laser focus on your business.
Growing a business takes dedication, courage, and capital. Whether you’re planning to venture into a new market, launch a new product, or manage unexpected overheads, an SME loan in Singapore offers you quick, practical support for the next step.
Cash Direct understands the ebb and flow of running a business, and we’re here for you every step of the way. With our SME loans in Singapore, you can look forward to competitive rates and flexible terms strategically designed to complement your cash flow and keep your business moving.
SME loans in Singapore are structured to support local businesses in various ways, including covering short-term operational expenses, easing cash flow, and upgrading equipment to enhance productivity.
You may obtain a business loan for SMEs from legal lenders like Cash Direct. Upon receiving your business loan application, we will assess a few key factors like your business health and credit history. If approved, you will receive your business loan in a lump sum, which you’ll repay in monthly instalments based on the terms specified in your loan agreement. The majority of business loans in Singapore from private lenders come with a loan tenure of 6 to 12 months.
SME business loans in Singapore can be useful for the following purposes:
Business owners are generally eligible for business loan amounts of $5,000 to $300,000. However, the approved loan amount will depend on factors such as the size of your business, your business’s financial well-being, and your specific loan requirements.
Contact us today to find out more about the amount you’ll qualify for when you take out a business loan for SMEs.
You will be required to provide the following documentation when applying for an SME business loan in Singapore:
The above documents must be submitted to our physical address in person to complete your business loan application.
Nope! Since SME business loans in Singapore are unsecured, there is no need to pledge your valuables as security for the loan.
The application process for an SME loan in Singapore typically takes 1-3 business days, from application submission to approval.
No, there are no early repayment fees chargeable for SME business loans in Singapore. Please feel free to repay your business loan obligations early if your financial situation allows for it.
Applying for an SME loan in Singapore is straightforward at Cash Direct — simply fill out our online form via Singpass Myinfo or key in your details manually, and we will be in touch regarding your application as soon as possible. Apply now!
Vision Exchange, 2 Venture Drive #01-21
Jurong East Central 5 mins walk from Jurong
East MRT Station (Exit B) Singapore 608526
Monday – Saturday 11am to 7:30pm
Sunday 11pm to 4:30pm
Closed on Public Holidays