Located in the west side of Singapore, Jurong is not only home to Singapore’s only Science Centre, but also an abode for more than 79,000 people residing in Singapore.
As a bustling neighbourhood, Jurong is also home to a number of licensed money lenders in Singapore, where you can get short-term loans. There are times when we just need a bit of financial support to tide us through a rough time and taking a loan can do exactly that.
In this article, we will share with you a list of top-rated licensed money lenders in Jurong East and how you can pick the right Jurong East money lender for your own needs.
Types of loans you can get from licensed money lenders in Jurong East
The most common types of loans one can obtain from a licensed money lender in Jurong East, Singapore include personal and business loans.
A personal loan is an unsecured loan in Singapore taken by an individual for personal needs. It can be used to cover big-ticket purchases — such as a wedding loan for your big day, a renovation loan to revamp your humble abode, or a medical loan for medical emergencies and healthcare needs. If you are in need of a short one-month loan before payday, they offer payday loans as well.
A business loan on the other hand, gives a financial boost to struggling startup founders and small business owners. This can help them ease their cash flow issues when running their operations.
List of licensed money lenders in Singapore’s Jurong East precinct
There are a number of money lenders in Jurong East, but below we’ve compiled a few of the best-rated Jurong East money lenders you can borrow from.
1. Cash Direct
Cash Direct touts itself as a reliable licensed money lender in Jurong East from which you can easily apply for a loan online. Like many of the other legal money lenders in Jurong East, they do not scrutinise your credit scores, which is good news for some of us who might have bad credit but require urgent, fast cash.
On the other hand, if you have a good credit history, there are many perks in store for you — from higher approved loan amounts and reduced processing fees to quicker loan processing time. On top of that, they are only a 5-minute walk from Jurong East MRT, making it extremely convenient for those planning to visit their office via public transport.
Address: Vision Exchange, 2 Venture Drive, #01-21, Jurong East Central, Singapore 608526
Contact: 6493 0088
Opening hours: 11am – 7pm (Mon – Sat), 12pm – 5pm (Sun)
Closed on Public Holidays
2. BST Credit
Serving their customers Begins with Service & Trust, which is how the name of this money lender, BST, came about. As an excellent licensed money lender in Jurong East, they offer flexible repayment terms with tailored loan packages to suit your needs, while maintaining a competitive rate in the market.
They’ve even had 11,000 (and counting) customers to attest to their reliability and professionalism when it comes to loans. Having honed their skills in customer service and financial management, BST Credit is committed to providing customers with tip-top assistance.
Address: Jurong Gateway Road, #01-251, Blk 131, Singapore 600131
Contact: 6299 1782
Opening hours: 11am – 8pm (Mon- Sat)
(Closed on Sundays and Public Holidays)
3. JeffLee Credit
Another familiar legal money lender in the Jurong East area is JeffLee Credit. The company has been providing financial services for locals and foreigners alike since 2010 and offers many different loans, such as payday loans, bad credit loans, and fast cash loans.
They’re also well-known for lending a helping hand to budding businesses, having supported over 500 SMEs in Singapore through their SME loans to date. So, if you’re in need of financial advice, their loan advisors can easily offer help through their business loan schemes or any of their loans.
Address: Blk 131 Jurong Gateway Road #01-261 Singapore 600131
Contact: 6515 5969
Opening hours: 11am – 7pm (Mon- Fri), 11am – 6pm (Sat)
(Closed on Sundays and Public Holidays)
4. Lending Bee (Jurong Branch)
With an in-house mobile app to help you find a suitable loan, Lending Bee’s user-friendly website with a loan repayment calculator helps you determine the total interest and monthly instalments you would have to pay based on the amount you wish to borrow and your loan repayment period.
Priding themselves as an experienced money lender, Lending Bee offers credit solutions with some of the best loan packages. Each of their loan packages is tailored according to one’s financial income and needs, including individuals from lower income groups.
Address: Blk 135 Jurong Gateway Road, #01-333, Singapore 600135
Contact: 6261 5696
Opening hours: 11am – 8pm (Mon- Sat), 10am – 7pm (Sun)
(Closed on Public Holidays)
5. OT Credit
Offering three main services in personal loans, business loans and cash advancements, this lender is ideal for those looking for a quick and easy loan in Jurong. In fact, OT Credit has served a wide-ranging pool of clients, from regular homeowners to entrepreneurs and business owners (both local and foreign). This easily makes them one of the go-to lenders for their vast experience in assisting customers with varying loan needs.
The licensed money lender in Jurong advertises itself as one with the lowest interest rates for personal loans in Singapore, so be sure to check them out for a good deal.
Address: Blk 135 Jurong Gateway Road, #01-323, Singapore 600135
Contact: 6292 0119
Opening hours: 11.30am – 7pm (Mon – Sat)
Closed on Sundays and Public Holidays
6. Quick Credit
Situated within IMM mall, Quick Credit is easily accessible and saves you the hassle of travelling far and wide to meet your financial needs. The company was incorporated in 2001 and provides quick loans such as personal and payday loans.
Understanding how important it is to obtain cash quickly, they offer speedy loan approval and easy repayment terms. Quick Credit is also Cyber Essentials Certified to ensure customers remain safe and secure when applying for loans.
Address: IMM Mall, 2 Jurong East Street 21, #04-01A, Singapore 609601
Contact: 6899 6188
Opening hours: 10am – 8pm (Mon- Fri), 10am – 5pm (Sat- Sun)
7. SGP Credit Singapore
SGP Credit is a licensed money lender in Jurong that offers customised loan solutions for any kind of financial need you may have regardless of whether you’re a local, PR or foreigner. Entrepreneurs and SMEs alike can consider the lender’s business loans, short-term or long-term, to boost their operating expenses.
SGP Credit’s mission to provide fuss-free loans and improve the overall quality of life for borrowers is why they offer short-term loans with low interest rates, on top of their flexible, simple, and affordable repayment plans. Let one of their friendly loan consultants assist with your loan enquiry today.
Address: Blk 133, Jurong Gateway Road, #01-295, Singapore 600133
Contact: 6466 1157
Opening hours: 11.30am – 7.30pm (Mon- Fri), 11.30am – 7pm (Sat)
 Closed on Sundays and Public Holidays
How to choose a licensed money lender in Singapore’s Jurong East region and beyond
There are a few steps to follow when it comes to choosing a dependable licensed money lender in Jurong East for your loan needs.
1. Check if the money lender is registered legally
Look out for the licensed money lender’s licence certificate and number at their office, which is indicative of whether the company is authorised to operate as a legal money lender in Jurong East. You may also cross check the company’s name and information under the Ministry of Law’s list of licensed lenders in Singapore.
2. Check reviews of money lender
Check the lender’s reviews, such as Google reviews, to better understand other borrowers’ experiences with the lender. Reviews are also indicators of the lender’s service quality and credibility.
Apart from relying solely on the reviews online, perhaps try asking those around you for their recommended lender based on their own experience borrowing or hearing about these lenders.
3. Compare interest rates between different lenders
Before deciding, be sure to compare interest rates and loan terms between the different money lenders so you know you’re getting the best deal out there. Also, take note of their repayment frequencies and late interest fees, etc, to ensure that you are agreeable to those before signing the legally binding loan contract.
4. Ensure that your loan application experience is easy and comfortable
The process of applying for a loan could be made much easier simply by choosing a reputable money lender in Jurong East with polite and courteous staff on site to help you. Any credible, empathetic legal money lender in Jurong East will be happy to make the effort to help you to their best ability.
The best-rated licensed money lender in Singapore’s Jurong area?
If you are looking to take a loan based on the list of top-rated money lenders in Jurong East illustrated above, look no further than Cash Direct, a recognised and valued licensed money lender in Jurong East.
You will love it when you head down to our newly renovated premium VIP-style office with an ambience that makes you feel ultra comfortable and a true blue VIP in every way!
We also process your online application quickly — you can get urgent cash loans in less than a day. Apply for your loan here.
